Terms of Service

General Terms

This website (the "Site") is owned and operated by Waterfall Growth ("we," "us," or "our"). By using the Site, you agree to these Terms of Service, our Privacy Policy, and any additional terms that apply to specific programs or offers.

We may update these Terms of Service and will post revisions on this website. Continued use of the Site after a change is posted constitutes acceptance of the revised terms.

No Financial, Investment, Tax, or Legal Advice

The Site, our webinars, our educational content, and any calls or coaching sessions are provided for general informational and educational purposes only. Nothing we publish or say constitutes financial, investment, tax, legal, or credit advice, and nothing should be construed as a recommendation to make any specific purchase or use any specific financial product. Advisory growth and client acquisition carries risk, including the risk of loss. You should consult a licensed financial advisor, attorney, tax professional, or other qualified professional before making any financial or business decision. We are not a lender, broker, or licensed financial advisor, and we do not guarantee approval for any credit product, any specific tax outcome, or any specific financial return.

Testimonials & Results Disclaimer

Testimonials, case studies, and results referenced on the Site, in our marketing, or during webinars and calls reflect individual experiences. They are not guarantees or promises of similar results. Your results will vary based on your own effort, market conditions, financial situation, and other factors outside our control.

Intellectual Property Rights

Our Limited License to You

This Site and its materials are the property of Waterfall Growth and/or our licensors, protected by copyright, trademark, and other intellectual property laws, and provided for your personal, non-commercial use. You may not reproduce, distribute, sell, or create derivative works from Site materials without authorization, except that you may print or download one copy of individual pages for personal, non-commercial use, keeping all proprietary notices intact.

Your License to Us

If you submit any material to us (comments, testimonials, social posts, etc.), you represent that you own it or have the necessary rights, and you grant us a royalty-free, worldwide license to use, reproduce, and display it in connection with promoting our services.

Acceptable Use

You agree not to use the Site to:

• Violate any applicable law or regulation
• Transmit unlawful, harassing, defamatory, or abusive material
• Impersonate any person or entity
• Interfere with or disrupt the Site or its underlying systems
• Attempt unauthorized access to any part of the Site or its systems
• Scrape or harvest data from the Site without our written permission

Disclaimers

The Site and its content are provided "as is," without warranties of any kind, to the fullest extent permitted by law. We disclaim all implied warranties, including merchantability and fitness for a particular purpose.

You agree to indemnify and hold harmless Waterfall Growth and its agents, contractors, and representatives from claims arising out of your breach of these Terms.

Limitation of Liability

To the fullest extent permitted by law, Waterfall Growth is not liable for indirect, incidental, special, consequential, or punitive damages — including lost profits or data — arising from your use of the Site or our services, regardless of legal theory.

Program Enrollment & Payment

Enrollment in any paid program is subject to separate enrollment terms provided at the time of purchase, including price, payment schedule, and refund policy. Payment is processed by a secure, third-party payment processor. We do not store full payment card numbers on our own servers.

Registration & Accounts

If the Site requires you to register an account, you agree to provide accurate information and are responsible for safeguarding your login credentials. Notify us immediately at contact@waterfallgrowth.com if you suspect unauthorized use of your account.

Termination

We may suspend or terminate your access to the Site if we determine you've violated these Terms or engaged in unlawful conduct.

Governing Law

These Terms are governed by the laws of the State of New York. Disputes arising under these Terms will be resolved through binding arbitration in that jurisdiction, except where prohibited by law.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions remain in effect.

Changes to Terms of Service

The latest version of these Terms is always available on our website with its effective date.